Terms of Use, Privacy and Data Protection Policy of Grupo LMS Visão

1. Acceptance of the Terms

By accessing any Grupo LMS Visão website, portal, system or application, the user agrees to fully comply with these Terms of Use. If you do not agree with any provision, we recommend that you do not use our online services.

2. Companies and Services Offered

Grupo LMS Visão comprises the following companies, each operating in its respective market segment:

• 01 - LMS Visão Escritório Contábil SS LTDA - Accounting, tax, labor and advisory services for simple partnerships and self-employed professionals.
• 02 - LMS Visão Corretora de Seguros LTDA - Brokerage of personal, property, business, vehicle, life and liability insurance.
• 03 - LMS Visão Imóveis LTDA - Brokerage, sale, rental and management of residential and commercial real estate.
• 04 - LMS Visão Tecnologia e Serviços Administrativos e de Legalização LTDA - Technology, hosting, web development, automation, administrative and company legalization solutions.
• 05 - LMS Visão Escritório Contábil LTDA - Accounting, tax and business advisory services for legal entities in general.
• 06 - LMS Visão E-Sports Club LTDA - Team management, events, training and activities related to electronic sports.
• 07 - LMS Visão Motos - Trade, services and solutions involving motorcycles, parts, accessories and related products.

3. Intellectual Property

All content on Grupo LMS Visão and its companies’ websites, including texts, images, logos, trademarks, layout, source code and databases, is the exclusive property of Grupo LMS Visão and is protected by Brazilian copyright law (Law No. 9,610/1998) and industrial property law (Law No. 9,279/1996).

4. User Responsibilities

The user agrees to:

• Use the websites and services lawfully, ethically and respectfully.
• Not attempt to access restricted areas, internal systems or third-party data without authorization.
• Not reproduce, copy or distribute content without prior written authorization.
• Provide truthful, complete and up-to-date information in forms and registrations.
• Not use the websites for fraudulent or unlawful activities or for activities that violate third-party rights.

5. Limitation of Liability

Grupo LMS Visão and its companies are not liable for temporary website unavailability, connection failures, interruptions to third-party services, or direct or indirect damages resulting from misuse of the information provided.

6. External Links

Our websites may contain links to third-party portals, systems or pages. Grupo LMS Visão is not responsible for the content, availability or privacy policies of those external websites.

7. Changes to the Terms

Grupo LMS Visão reserves the right to modify these Terms of Use at any time without prior notice. Changes take effect immediately upon publication on the official websites.

8. Applicable Law

These terms are governed by Brazilian law, particularly the Brazilian General Data Protection Law (LGPD - Law No. 13,709/2018), the Brazilian Internet Civil Rights Framework (Law No. 12,965/2014) and the Brazilian Consumer Protection Code (Law No. 8,078/1990). The courts of Suzano, State of São Paulo, Brazil shall have jurisdiction over disputes arising from these terms.

9. Contact

1. Data We Collect

• Identification data: name, Brazilian CPF/CNPJ tax number, identity document and date of birth.
• Contact data: email address, telephone number and address.
• Browsing data: IP address, cookies, pages visited, device and browser used.
• Financial and contractual data: only when necessary to provide accounting, insurance, real estate or commercial services.

2. Purposes of Processing

• Providing contracted accounting, insurance, real estate, technology, e-sports and motorcycle-related services.
• Complying with legal, tax and regulatory obligations.
• Communicating with the data subject and providing support and customer service.
• Continuously improving websites, systems and the user experience.
• Preventing fraud and protecting information security.

3. Data Sharing

• Companies within Grupo LMS Visão for integrated service delivery.
• Public authorities when required to comply with legal obligations, including Brazilian tax authorities, municipalities, SUSEP and CRECI.
• Technology partners, such as hosting, email and payment providers, under confidentiality agreements.

Grupo LMS Visão does not sell personal data under any circumstances.

4. Data Subject Rights (Article 18 of the LGPD)

• Confirmation that processing takes place.
• Access, correction, updating or anonymization of data.
• Data portability or deletion, subject to statutory retention obligations.
• Withdrawal of consent.
• Information about data sharing.

5. Information Security

We adopt appropriate technical and administrative measures, including encryption, access controls, firewalls, automated backups and periodic audits, to protect data against unauthorized access, loss, alteration or destruction.

6. Cookies

Our websites use cookies to improve browsing, measure audience activity and personalize content. Users may manage or disable cookies in their browser settings.

7. Data Retention

Personal data is retained for as long as necessary to fulfill the purposes for which it was collected or as required by law, including accounting, tax and employment retention periods.

8. Data Protection Officer (DPO)

9. Changes to This Policy

This Policy may be updated at any time to reflect legal, operational or technological changes. The current version will always be available on Grupo LMS Visão websites.